Certificates of Credible Coverage

The Affordable Care Act (ACA) does not require the issuance of certificates of credible coverage. Previously, HIPAA required these certificates to be issued as proof of previous health coverage. The ACA repealed the requirement, effective Dec. 31, 2014. However, a former employee may require proof of coverage under a client’s health plan so that the individual can enroll in a new health plan under special enrollment rights. In this situation, CoreSource may be able to provide a certificate of prior coverage after Dec. 31, 2014, at a client’s request. Clients should discuss this issue with their Client Manager.