Nearly half of Americans report they would have trouble coming up with $400 in the event of an emergency. Employees bring this financial stress to work to the tune of more than $300 billion a year through loss of productivity, absenteeism, accidents, turnover, healthcare cost and worker compensation.

PayActiv is a solution that helps members manage their finances and reduce financial stress. With PayActiv, employees can access 50% of their earned but unpaid income, up to $500 for a flat $5 fee.